The North Coast Credit Union All Credit Levels is a cdfi lender from North Coast Credit Union. The ongoing APR is 11.99%. Rewards: Members benefit from early direct deposit, special loan rates, and community events such as Free Shred Day.. This product reports activity to your personal credit report. North Coast Credit Union is a member-owned financial institution located in Bellingham, WA, offering a range of financial services including personal loans, auto loans, and home loans. They serve individuals and families in Washington state, providing accessible banking solutions to help manage everyday expenses and achieve financial goals. Services include: personal loans, auto loans, home loans. US Treasury certified CDFI Credit Union in Bellingham, WA. Membership required.