The North Bay Credit Union All Credit Levels is a cdfi lender from North Bay Credit Union. Rewards: Is Free and Rewarding. This product reports activity to your personal credit report. North Bay Credit Union is a not-for-profit financial cooperative located in Santa Rosa, CA, offering a range of financial services to its members. It serves individuals and businesses in the North Bay area, providing various lending options including personal loans, auto loans, home loans, and agricultural loans. Services include: personal loans, auto loans, home loans, agricultural loans. US Treasury certified CDFI Credit Union in Santa Rosa, CA. Membership required.