The NHS Lending, Inc. All Credit Levels is a cdfi lender from NHS Lending, Inc.. Rewards: NeighborWorks Boise offers free financial coaching with HUD-certified counselors and access to grants and down payment assistance.. NHS Lending, Inc. (NeighborWorks Boise) is a nonprofit organization dedicated to creating affordable housing opportunities for underserved populations in Boise and the Treasure Valley. They provide homebuyer education, down payment assistance, and various homeowner programs to support individuals and families in achieving homeownership. Services include: mortgages, down payment assistance. US Treasury certified CDFI Loan Fund in Boise, ID.