The MOUNTAIN CREDIT UNION All Credit Levels is a cdfi lender from MOUNTAIN CREDIT UNION. The ongoing APR is 4.49%. Rewards: Turn your everyday spending into valuable rewards.. This product reports activity to your personal credit report. Mountain Credit Union, located in Waynesville, NC, has been serving Western North Carolina since 1963. It offers a variety of financial services including personal loans, auto loans, home equity loans, and construction loans, aimed at supporting the local community's financial needs. Services include: personal loans, auto loans, home equity loans, construction loans. US Treasury certified CDFI Credit Union in WAYNESVILLE, NC. Membership required.