The Minnesota Power Employees Credit Union All Credit Levels is a cdfi lender from Minnesota Power Employees Credit Union. The ongoing APR is 4.25% APY for a 7-month special. This product reports activity to your personal credit report. Minnesota Power Employees Credit Union (MPECU) is a member-owned financial institution located in Duluth, MN, providing a range of financial services to its members. The credit union serves employees of Minnesota Power and their families, offering various lending options and financial education resources. Services include: auto loans, mortgages, business loans, student loans, recreational loans. US Treasury certified CDFI Credit Union in Duluth, MN. Membership required.