The MID OREGON FEDERAL CREDIT UNION All Credit Levels is a cdfi lender from MID OREGON FEDERAL CREDIT UNION. The annual fee is $5.95 for Value Plus Checking. Rewards: Get points on every dollar spent—double for gas and groceries.. This product reports activity to your personal credit report. Mid Oregon Federal Credit Union is a community-focused financial institution located in Bend, Oregon, dedicated to providing a range of banking services to its members. It serves individuals and families in Central Oregon, offering competitive rates and personalized service. Services include: personal loans, auto loans, mortgages, home equity lines of credit. US Treasury certified CDFI Credit Union in Bend, OR. Membership required.