The Merchants & Planters Bank All Credit Levels is a cdfi lender from Merchants & Planters Bank. Loan terms: 30 year fixed rate mortgages. Merchants & Planters Bank is a community bank located in Raymond, Mississippi, dedicated to providing personalized banking services to its customers. With nearly 120 years of service, the bank focuses on fostering relationships within the local community and surrounding areas. Services include: business loans, personal loans, mortgages. US Treasury certified CDFI Bank/Thrift in Raymond, MS.