The Merchants & Farmers Bancshares, Inc. All Credit Levels is a cdfi lender from Merchants & Farmers Bancshares, Inc.. Merchants & Farmers Bancshares, Inc. is a bank based in Eutaw, Alabama, providing a range of financial services to support local communities. The institution focuses on serving individuals and businesses in Alabama, particularly in underserved areas. Services include: business loans, personal loans, mortgages, auto loans. US Treasury certified CDFI Bank/Thrift in Eutaw, AL.