The Mechanics and Farmers Bank All Credit Levels is a cdfi lender from Mechanics and Farmers Bank. Rewards: uChoose Rewards. Mechanics and Farmers Bank is a Community Development Financial Institution located in Durham, NC, focused on providing financial services to underserved communities. The bank aims to promote economic development by offering various lending products tailored to meet the needs of individuals and businesses in the area. Services include: business loans, personal loans, mortgages, auto loans. US Treasury certified CDFI Bank/Thrift in Durham, NC.