The LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNION All Credit Levels is a cdfi lender from LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNION. The ongoing APR is 11.00%. Rewards: People's College Scholarship program offering four $1,000 scholarships for qualified college expenses.. This product reports activity to your personal credit report. Lower East Side People's Federal Credit Union is a community-focused credit union located in New York, NY, providing financial services to individuals and businesses in the Lower East Side and surrounding areas. They offer a variety of lending options, including personal loans, auto loans, mortgages, and business loans, aimed at supporting low-income and minority communities. Services include: personal loans, auto loans, mortgages, business loans. US Treasury certified CDFI Credit Union in NEW YORK, NY. Membership required.