The LIGHT COMMERCE CREDIT UNION All Credit Levels is a cdfi lender from LIGHT COMMERCE CREDIT UNION. Loan terms: Get competitive rates, flexible terms & payment options. This product reports activity to your personal credit report. Light Commerce Credit Union is a financial institution based in Houston, TX, dedicated to helping its members achieve financial stability through a variety of banking services. They serve individuals and businesses in the local community, offering a range of lending products including auto loans, personal loans, and secured credit cards. Services include: auto loans, personal loans, business loans. US Treasury certified CDFI Credit Union in HOUSTON, TX. Membership required.