The Leaders Credit Union All Credit Levels is a cdfi lender from Leaders Credit Union. The ongoing APR is 13.15%. Rewards: Earn 3% cash back on all purchases for the first 15 months from the date of opening a new Compass Black Credit Card. After that, you will earn 2% cash back on all purchases.. Loan terms: Terms up to 96 months. This product reports activity to your personal credit report. Leaders Credit Union is a community-focused financial institution located in Jackson, TN, dedicated to providing accessible banking services and financial education to its members. It serves individuals and businesses in West Tennessee, offering a range of financial products designed to help members achieve their financial goals. Services include: auto loans, personal loans, home loans, business loans, student loans. US Treasury certified CDFI Credit Union in Jackson, TN. Membership required.