The Lake Huron Credit Union All Credit Levels is a cdfi lender from Lake Huron Credit Union. The annual fee is $0. Rewards: Lake Huron Credit Union offers exclusive member benefits and promotions designed to help members save and earn more.. Loan terms: At LHCU, you can get some of the best loan values available anywhere! With the absence of application fees, a LHCU will cost you less than most other loans.. This product reports activity to your personal credit report. Lake Huron Credit Union is a member-focused financial institution located in Saginaw, MI, offering a range of banking services including loans, mortgages, and savings accounts. They serve the local community by providing accessible financial products designed to meet the needs of individuals and families in the region. Services include: personal loans, mortgages, auto loans. US Treasury certified CDFI Credit Union in Saginaw, MI. Membership required.