The Innovations Financial Credit Union All Credit Levels is a cdfi lender from Innovations Financial Credit Union. The annual fee is $0. The ongoing APR is 7.50% APR after a 7.50% APR * introductory rate. Rewards: earn rewards. Loan terms: auto loans as low as 2.99% APR. This product reports activity to your personal credit report. Innovations Financial Credit Union, located in Panama City, FL, provides a range of financial services including auto loans, business banking, and credit cards to support individuals and businesses in the community. They focus on offering accessible financial products with no minimums or monthly fees, ensuring that members can manage their finances effectively. Services include: auto loans, business loans, credit cards. US Treasury certified CDFI Credit Union in Panama City, FL. Membership required.