The Houston Business development, Inc. All Credit Levels is a cdfi lender from Houston Business development, Inc.. Funding speed: 7–21 days. Loan terms: flexible and below-market rate loans. Houston Business Development, Inc. (HBDI) is a Community Development Financial Institution dedicated to empowering small businesses and enriching communities in Houston, TX. Since 1986, HBDI has provided resources such as access to capital, business development services, and affordable office space to support entrepreneurs and foster economic growth. Services include: business loans. US Treasury certified CDFI Loan Fund in Houston, TX.