The Housing Development Fund, Inc. All Credit Levels is a cdfi lender from Housing Development Fund, Inc.. Loan terms: HDF offers different loan products at a low interest rate such as the SmartMove loan program which could be used for downpayment and closing cost up to 25% of the purchase price.. Housing Development Fund, Inc. (HDF) is a Community Development Financial Institution based in Stamford, CT, focused on helping individuals and families achieve homeownership in Connecticut and New York. HDF provides homeownership counseling, education, and various loan programs to support first-time homebuyers and developers in creating affordable housing options. Services include: mortgages, downpayment and closing cost loans. US Treasury certified CDFI Loan Fund in Stamford, CT.