The Homes Are Possible Inc. All Credit Levels is a cdfi lender from Homes Are Possible Inc.. Homes Are Possible, Inc. (HAPI) is a nonprofit organization based in Aberdeen, South Dakota, dedicated to assisting low to moderate-income families in Northeast South Dakota through down-payment assistance, home repair funding, and homebuyer education. They focus on expanding affordable housing options in the region. US Treasury certified CDFI Loan Fund in Aberdeen, SD.