The Homeownership Lending LLC All Credit Levels is a cdfi lender from Homeownership Lending LLC. Approval typically requires a credit score of 640 or higher. Typical credit limit: $10,000 - null. Funding speed: as fast as 30 days after receiving a full application. Loan terms: 30-year term fixed-interest loans with monthly payments no pre-payment penalties and affordable closing costs. Homeownership Lending LLC is a loan fund based in New York, NY, that provides low-cost loans for purchasers in affordable housing cooperatives. With a focus on investing in permanently affordable housing, they serve individuals and families seeking homeownership opportunities in their communities. Services include: mortgages. US Treasury certified CDFI Loan Fund in New York, NY.