The Holly Springs Bancshares, Inc. All Credit Levels is a cdfi lender from Holly Springs Bancshares, Inc.. Rewards: Ask us how to earn points gift cards, hotel stays, and cash back with credit and debit cards.. Holly Springs Bancshares, Inc., operating as the Bank of Holly Springs, is a community bank located in Holly Springs, MS, providing a range of financial products and services to individuals and businesses. The bank emphasizes personalized service and offers various checking and savings accounts, as well as consumer and commercial loans. Services include: consumer loans, commercial loans, real estate loans. US Treasury certified CDFI Bank/Thrift in Holly Springs, MS.