The Henderson Bancshares, Inc. All Credit Levels is a cdfi lender from Henderson Bancshares, Inc.. Henderson Bancshares, Inc., operating as Troy Bank and Trust, is a financial institution based in Troy, Alabama, providing a range of banking services to individuals and businesses. The bank focuses on serving its customers, employees, communities, and shareholders through various financial products and services. Services include: business loans, personal loans, mortgages, auto loans. US Treasury certified CDFI Bank/Thrift in Troy, AL.