The Hello Credit Union All Credit Levels is a cdfi lender from Hello Credit Union. The ongoing APR is PRIME + 17.99%. Signup bonus: $50. Rewards: Rated 5 stars by BauerFinancial, Inc. for 18 consecutive quarters, Hello Credit Union offers financial education resources and convenient online banking services.. Loan terms: Competitive Loan Rates as Low as PRIME + 17.99%. This product reports activity to your personal credit report. Hello Credit Union is a not-for-profit financial cooperative based in Panama City, FL, dedicated to serving its members through a range of financial products and services. The credit union focuses on fostering community development by providing competitive loan rates and convenient access to banking services. Services include: auto loans, home loans, credit cards, personal loans. US Treasury certified CDFI Credit Union in Panama City, FL. Membership required.