The Hello Credit Union All Credit Levels is a cdfi lender from Hello Credit Union. The ongoing APR is PRIME + 17.99%. Rewards: Rated 5 stars by BauerFinancial, Inc. for 18 consecutive quarters, Hello Credit Union offers financial education resources and convenient online banking services.. This product reports activity to your personal credit report. Hello Credit Union is a not-for-profit financial cooperative based in Panama City, FL, dedicated to serving its members through a range of financial products and services. The credit union focuses on fostering community development by providing competitive loan rates and convenient access to banking services. Services include: auto loans, home loans, credit cards, personal loans. US Treasury certified CDFI Credit Union in Panama City, FL. Membership required.