The Hawaii Federal Credit Union All Credit Levels is a cdfi lender from Hawaii Federal Credit Union. The ongoing APR is 7.99. Rewards: HFCU offers a CURewards® program for credit card holders.. This product reports activity to your personal credit report. Hawaii Federal Credit Union (HFCU) is a community-focused credit union based in Honolulu, HI, dedicated to providing financial products and services that enhance the lives of its members. HFCU serves individuals and families in Hawaii, emphasizing a commitment to member support and community impact. Services include: personal loans, auto loans, student loans, home loans, credit cards. US Treasury certified CDFI Credit Union in Honolulu, HI. Membership required.