The HAPO Community Credit Union All Credit Levels is a cdfi lender from HAPO Community Credit Union. The ongoing APR is 4.99%. This product reports activity to your personal credit report. HAPO Community Credit Union is a member-focused financial institution located in Richland, WA, dedicated to providing a range of financial services to its members. They serve individuals and families in the community, offering various lending products and financial coaching to help improve financial literacy and credit health. Services include: personal loans, mortgages, auto loans. US Treasury certified CDFI Credit Union in Richland, WA. Membership required.