The Habitat Community Capital All Credit Levels is a cdfi lender from Habitat Community Capital. Loan terms: Low Interest Rates, Minimal Collateral, Little Support Expense, No Long-term Expenses, Simple Loan Processing. Habitat Community Capital (HCC) is a nonprofit lender based in Oakland, CA, providing affordable financing options to affordable housing organizations to support the construction of homes. Since its founding in 2016, HCC has focused on leveraging investments and community partnerships to meet the growing need for affordable housing in the community. Services include: affordable housing loans. US Treasury certified CDFI Loan Fund in Oakland, CA.