The Freedom Bank All Credit Levels is a cdfi lender from Freedom Bank. The annual fee is NO Annual Fees. Loan terms: Home equity loans with NO Annual Fees, NO Annual Closing Costs.. Freedom Bank is a Community Development Financial Institution located in Alamo, TX, focused on providing financial services to underserved communities. The bank offers a range of lending products designed to support local businesses and individuals in achieving their financial goals. Services include: business loans, personal loans, mortgages, auto loans. US Treasury certified CDFI Bank/Thrift in Alamo, TX.