The FNBC Bancorp, Inc. All Credit Levels is a cdfi lender from FNBC Bancorp, Inc.. FNBC Bancorp, Inc. is a community bank located in Ash Flat, AR, dedicated to providing personalized banking solutions to individuals and businesses. With over 100 years of experience, FNBC focuses on fostering community relationships and supporting local economic growth. Services include: business loans, personal loans, mortgages. US Treasury certified CDFI Bank/Thrift in Ash Flat, AR.