The FNB Bank, Incorporated All Credit Levels is a cdfi lender from FNB Bank, Incorporated. FNB Bank, Incorporated is a community-focused bank located in Romney, WV, providing a range of financial services to individuals and businesses in the region. The institution aims to support local economic development through accessible banking solutions. Services include: business loans, personal loans, mortgages, auto loans. US Treasury certified CDFI Bank/Thrift in Romney, WV.