The First Union Financial Corporation All Credit Levels is a cdfi lender from First Union Financial Corporation. First Union Financial Corporation, operating as Union Bank & Trust Co., is a bank located in Monticello, AR, providing a range of banking services to the local community. The institution focuses on delivering excellent customer service and community support while offering various financial products tailored to meet the needs of its customers. Services include: mortgages. US Treasury certified CDFI Bank/Thrift in Monticello, AR.