The First State Bank & Trust Company, Inc. All Credit Levels is a cdfi lender from First State Bank & Trust Company, Inc.. Rewards: Get up to $40 cashback on everyday purchases!. First State Bank & Trust Company, Inc. is a community bank located in Caruthersville, MO, serving local families and businesses in Southeast Missouri since 1934. The bank offers a range of personal and business banking services, including loans for home purchases, auto financing, and agricultural lending, with a focus on local decision-making to meet community needs. Services include: personal loans, home mortgages, auto loans, business loans, agricultural lending. US Treasury certified CDFI Bank/Thrift in Caruthersville, MO.