The First State Bancorp, Inc. All Credit Levels is a cdfi lender from First State Bancorp, Inc.. The ongoing APR is 7.99% after a 6.49% introductory rate for 12 months. First State Bancorp, Inc. operates as a community bank in Caruthersville, MO, providing personalized banking services to individuals and businesses in the region. The bank focuses on understanding local financial needs and offers a range of products including personal loans, business loans, and mortgages. Services include: personal loans, business loans, mortgages. US Treasury certified CDFI Bank/Thrift in Caruthersville, MO.