The First St. Charles Bancshares, Inc. All Credit Levels is a cdfi lender from First St. Charles Bancshares, Inc.. First St. Charles Bancshares, Inc. operates as First State Bank, providing a range of banking services including personal and business accounts, loans, and treasury management solutions. The bank serves individuals and small businesses in Northwestern and Central Illinois, focusing on community development and financial support. Services include: personal loans, business loans, home mortgage loans, auto loans, HELOC. US Treasury certified CDFI Bank/Thrift in Boutte, LA.