The First Imperial Credit Union All Credit Levels is a cdfi lender from First Imperial Credit Union. The ongoing APR is 4.99% - 9.99%. This product reports activity to your personal credit report. First Imperial Credit Union is a community-focused credit union located in El Centro, CA, providing a range of financial services to its members. It serves individuals and families in the Imperial Valley region, offering various loan products including auto loans, home loans, and credit cards. Services include: auto loans, home loans, credit cards. US Treasury certified CDFI Credit Union in El Centro, CA. Membership required.