The Ferguson Federal Credit Union All Credit Levels is a cdfi lender from Ferguson Federal Credit Union. Rewards: Up to APY** Reimbursement of up to $25 on foreign ATM fees No minimum balance requirements. This product reports activity to your personal credit report. Ferguson Federal Credit Union, located in Monticello, MS, has been serving its community since 1968 by providing a range of personal and business banking services. The credit union focuses on local families and businesses, offering various loan products including auto loans, personal loans, and home loans. Services include: personal loans, auto loans, home loans. US Treasury certified CDFI Credit Union in Monticello, MS. Membership required.