The Everyones Federal Credit Union All Credit Levels is a cdfi lender from Everyones Federal Credit Union. The ongoing APR is 8.99% APR*. This product reports activity to your personal credit report. Everyone's Federal Credit Union, located in Tucumcari, NM, provides a range of financial services aimed at helping members achieve their financial goals. Originally founded to serve railway employees, the credit union now serves a broader community across Quay, Union, and Guadalupe counties in Eastern New Mexico. Services include: auto loans, personal loans, business loans. US Treasury certified CDFI Credit Union in Tucumcari, NM. Membership required.