The Embarrass Vermillion FCU All Credit Levels is a cdfi lender from Embarrass Vermillion FCU. The ongoing APR is 9.9%. Loan terms: as low as 5.25%. This product reports activity to your personal credit report. Embarrass Vermillion Federal Credit Union (EVFCU) is a credit union located in Aurora, MN, offering a variety of financial services to its members. The institution serves individuals and families in Minnesota, providing access to personal loans, mortgages, auto loans, and credit cards. Services include: personal loans, mortgages, auto loans, credit cards. US Treasury certified CDFI Credit Union in Aurora, MN. Membership required.