The DreamSpring All Credit Levels is a cdfi lender from DreamSpring. The annual fee is 0%. The ongoing APR is 7% to 18.99%. Approval typically requires a credit score of 600+ or higher. Rewards: DreamSpring applies a Community Benefit Fee to all funded loans to support other entrepreneurs seeking capital.. Typical credit limit: $1,000 - $2,000,000. Loan terms: 24 to 72 months. DreamSpring is a nonprofit Community Development Financial Institution (CDFI) based in Albuquerque, NM, that provides small business loans to entrepreneurs looking to start or grow their businesses. They serve diverse communities, focusing on empowering small business owners across various industries, including those from minority backgrounds. Services include: business loans, microloans. US Treasury certified CDFI Loan Fund in Albuquerque, NM.