The Dakota Business Lending All Credit Levels is a cdfi lender from Dakota Business Lending. The ongoing APR is 5.620% - 5.787%. Rewards: Offers favorable lending terms, including fixed below-market interest rates and low down payments through the SBA 504 loan program.. Typical credit limit: $1,000 - $75,000. Loan terms: 10 Yr: 5.620%, 20 Yr: 5.989 %, 25 Yr: 5.946 %. Dakota Business Lending is a Community Development Financial Institution (CDFI) based in Fargo, ND, dedicated to providing financing solutions to small businesses in North Dakota, South Dakota, Montana, and Minnesota. They focus on fostering economic growth through partnerships and custom financing packages tailored to meet the unique needs of entrepreneurs. Services include: business loans, microloans. US Treasury certified CDFI Loan Fund in Fargo, ND.