Platinum Card with Cash Back Rewards — ServisFirst Bank

Platinum Card with Cash Back Rewards — ServisFirst Bank is a business credit card from ServisFirst Bank. Application typically pulls a credit report from Experian. The annual fee is $79. The ongoing APR is Prime Rate published in The Wall Street Journal + 10.00% (variable; purchases, balance transfers and cash advances). Rewards: 1% cash back on net purchases, credited quarterly; up to $100,000 in net purchases per calendar year ($1,000 maximum rebate per year). Cash back: 1% cash back. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).

Other BankSouth cards & products

• Platinum Card — Business Credit Card
• BankSouth Cash Back Platinum Visa® Credit Card — Personal Credit Card
• BankSouth Platinum Benefits Visa® Credit Card — Personal Credit Card

Sources & citations

• Rewards, Apply link, Intro APR, Annual fee, Underwriter, Issuer, APR, Product name, Product type, Intro APR length, Other conditions, Documents required, Personal guarantee, Business type, Foreign transaction fee: https://app.ccdepartment.com/Credit/credit?name=BankSouth149 (checked 2026-10-23)
• Lender name, How to apply: https://banksouth.com/business/credit-cards/ (checked 2026-10-12)
• Lender phone: https://www.banksouth.com/contact-us/
• Where it's offered, Sign-up bonus, Business bureaus, Credit bureau, Reports to personal credit: https://banksouth.com/personal/credit-cards/ (checked 2026-04-28)
• Lender website: https://banksouth.com