The VELOCITY COMMUNITY is a business credit card from VELOCITY COMMUNITY. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.00% to 18.00% after a 0% introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Rewards. Cash back: 3 reward points per dollar spent on gas purchases, 2 reward points per dollar spent on grocery store purchases, 1.5 reward points per dollar spent on everything else. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).