The Miami Firefighters Federal Credit Union is a personal credit card from Miami Firefighters Federal Credit Union. The annual fee is $0. The ongoing APR is 10.90% non-variable on purchases; 13.90% non-variable on cash advances after a 0.00% on purchases for 6 months from account opening; 0.00% on balance transfers for 6 months after the initial transfer introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: One ScoreCard Rewards point per dollar spent; redeemable for travel, merchandise or gift cards. Cash back: 1 point for every dollar spent. Typical credit limit: $5,000 - $50,000. This product reports activity to your personal credit report.