The Banesco USA is a business credit card from Banesco USA. The annual fee is $0 annual fee. The ongoing APR is 15.50% after a 0% APR* introductory rate for 7 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Unlimited 1% cash back on qualified purchases. Cash back: 1%. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).