The U. S. Century Bank is a business credit card from U. S. Century Bank. The annual fee is $0. The ongoing APR is 18.24% - 26.24% Variable after a 0% introductory rate. Rewards: 1 point for each $1 you spend with Everywhere Rewards. Cash back: 1% Cash Back with Everywhere Rewards. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).