The Marcus by Goldman Sachs is a business credit card from Marcus by Goldman Sachs. The annual fee is $0. The ongoing APR is 17.49% - 27.74% (V) after a 0% introductory rate for 6 months. Approval typically requires a credit score of Good or higher. Rewards: 1 - 3% Cash Back. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).