Business Cash Visa® — FAIRWINDS Credit Union is a business credit card from FAIRWINDS Credit Union. The annual fee is $0. The ongoing APR is 16.74% - 18.00% APR, variable with the market based on the Prime Rate after a 0% introductory APR for the first 12 months on purchases and balance transfers introductory rate for 12 months. Signup bonus: $500 cash back when you spend $5,000 in the first 90 days your card is open, plus $1,500 additional cash back when you spend $50,000 in the first 180 days (up to $2,000); limit one bonus per FAIRWINDS Business member. Rewards: Unlimited 1.5% cash back on all purchases. Cash back: 1.5% cash back for Business Cash Visa. Loan terms: Revolving business credit card; minimum payment is the greater of $20 or 3% of the new balance, plus any past-due amount and any amount over the credit limit (full balance if $20 or less); average daily balance method. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data.