The SCIENT is a business credit card from SCIENT. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.24% to 28.24% based on your creditworthiness when you open your account. after a 0% introductory APR for the first 21 billing cycles. introductory rate for 21 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $15 annual statement credit after making purchases for 11 consecutive months.. Rewards: 4% cash back on prepaid travel booked directly in the Travel Center when you use your card.. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..