The Bank of Estes Park is a business credit card from Bank of Estes Park. The annual fee is $35 Annual Fee ($29 for each additional card). The ongoing APR is 18.24% - 26.24% Variable after a 0% Introductory Rate introductory rate. Rewards: Rewards. Cash back: Earn unlimited 1% cash back for every dollar spent (Platinum Payback). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Community bank card program via Card Services Center. Bureau pull data not publicly verified. Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).