The First National Bank of Omaha is a business credit card from First National Bank of Omaha. Application typically pulls a hard report from Experian. The annual fee is $39 annual fee.. The ongoing APR is a variable APR based on the Prime Rate between 17.74% and 28.49% APR after a 0% introductory APR introductory rate for 6 months. Signup bonus: $200 cash bonus (20,000 points equivalent) when you spend $3,000 within the first 3 billing cycles after account is opened.. Rewards: Earn Unlimited 2% CASH BACK on every purchase.. Cash back: 2% on every purchase. Typical credit limit: $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).