The Ent Credit Union is a business credit card from Ent Credit Union. The annual fee is $0. The ongoing APR is 12.49% – 25.49% variable APR after a 0% introductory rate for 9 months. Signup bonus: $300 bonus when you spend $2,000 in the first 90 days.. Rewards: Unlimited 2% cash back. Cash back: 2% on purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).