The EDWARDS is a business credit card from EDWARDS. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 9.99% - 13.99% after a 0% introductory rate for 6 months. Approval typically requires a credit score of Fair Credit OK or higher. Signup bonus: 500-point bonus if cardholder(s) spend up to $1,000 in the first 90 days. Rewards: Earn Points with Every Purchase: Get 1 point for every dollar you spend using your Visa Platinum Rewards Card.. Typical credit limit: $5,000 - $25,000 (average reported limit ~ $20,688). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..