The PROVIDENT is a business credit card from PROVIDENT. The annual fee is $0. The ongoing APR is 14.15% to 18.00% after a 12.15% to 17.15% introductory rate for 6 months. Approval typically requires a credit score of Fair Credit OK or higher. Typical credit limit: $5,000 - $25,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).